UNIVERSAL BANK is asn small FDIC-insured commercial bank headquartered in WEST COVINA, CA, established in Nov. 17, 1954, midnight. As of 2025-12-31, the bank reported total assets of $371M and total deposits of $275M. Profitability stands at 0.54% ROA and 2.97% ROE, with a net interest margin of 3.34%. The bank's CET1 capital ratio is 18.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 2.57%. FDIC Certificate #30722.
Assets
$371M
Deposits
$275M
Loans
$266M
Equity
$67M
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