FIRST NORTHEAST BANK OF NEBRASKA

LYONS, NE | Small | Est. April 1, 1902, midnight | FDIC #5432 | RSSD #208655 | FED
Latest Report: 2025-12-31

FIRST NORTHEAST BANK OF NEBRASKA is asn small FDIC-insured commercial bank headquartered in LYONS, NE, established in April 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $481M and total deposits of $334M. Profitability stands at 1.42% ROA and 10.84% ROE, with a net interest margin of 3.21%. The bank's CET1 capital ratio is 13.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 0.62%. FDIC Certificate #5432.

Assets

$481M

Deposits

$334M

Loans

$198M

Equity

$64M

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 10.84%
Net Interest Margin (NIM) 3.21%
Yield on Assets 5.70%
Cost of Funds 2.95%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.62%
NPA Ratio 0.09%
ACL / Loans 1.73%

Capital & Liquidity

CET1 Ratio 13.38%
Tier 1 Capital 13.38%
Total Capital Ratio 14.05%
Leverage Ratio 13.40%
Loan-to-Deposit 59.24%

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