FIRST NATIONAL BANK OF CARMI, THE

FIRST NATIONAL BANK OF CARMI, THE is amn medium FDIC-insured commercial bank headquartered in CARMI, IL, established in Dec. 20, 1893, midnight. As of 2025-12-31, the bank reported total assets of $603M and total deposits of $527M. Profitability stands at 1.32% ROA and 10.84% ROE, with a net interest margin of 4.60%. The bank's CET1 capital ratio is 14.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 3.03%. FDIC Certificate #3777.