BANK OF WHITTIER, NATIONAL ASSOCIATION

WHITTIER, CA | Small | Est. Dec. 20, 1982, midnight | FDIC #24211 | RSSD #209362 | OCC
Latest Report: 2025-12-31

BANK OF WHITTIER, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in WHITTIER, CA, established in Dec. 20, 1982, midnight. As of 2025-12-31, the bank reported total assets of $169M and total deposits of $142M. Profitability stands at 1.06% ROA and 7.13% ROE, with a net interest margin of 2.71%. The bank's CET1 capital ratio is 13.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #24211.

Assets

$169M

Deposits

$142M

Loans

$85M

Equity

$25M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 7.13%
Net Interest Margin (NIM) 2.71%
Yield on Assets 5.61%
Cost of Funds 3.16%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.79%

Capital & Liquidity

CET1 Ratio 13.19%
Tier 1 Capital 13.19%
Total Capital Ratio 13.85%
Leverage Ratio 14.99%
Loan-to-Deposit 59.94%

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