FNB WASHINGTON

WASHINGTON, KS | Micro | Est. Jan. 1, 1883, midnight | FDIC #4792 | RSSD #209559 | FED
Latest Report: 2025-12-31

FNB WASHINGTON is amn micro FDIC-insured commercial bank headquartered in WASHINGTON, KS, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $87M and total deposits of $56M. Profitability stands at 1.47% ROA and 5.64% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 25.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 0.89%. FDIC Certificate #4792.

Assets

$87M

Deposits

$56M

Loans

$42M

Equity

$22M

Profitability

Return on Assets (ROA) 1.47%
Return on Equity (ROE) 5.64%
Net Interest Margin (NIM) 4.05%
Yield on Assets 4.99%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.89%
NPA Ratio 0.24%
ACL / Loans 2.18%

Capital & Liquidity

CET1 Ratio 25.63%
Tier 1 Capital 25.63%
Total Capital Ratio 26.91%
Leverage Ratio 25.61%
Loan-to-Deposit 75.61%

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