SOUTHEASTERN BANK

DARIEN, GA | Medium | Est. Jan. 1, 1889, midnight | FDIC #5685 | RSSD #210238 | FDIC
Latest Report: 2025-12-31

SOUTHEASTERN BANK is amn medium FDIC-insured commercial bank headquartered in DARIEN, GA, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $623M and total deposits of $545M. Profitability stands at 1.49% ROA and 12.42% ROE, with a net interest margin of 4.97%. The bank's CET1 capital ratio is 11.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 1.59%. FDIC Certificate #5685.

Assets

$623M

Deposits

$545M

Loans

$415M

Equity

$74M

Profitability

Return on Assets (ROA) 1.49%
Return on Equity (ROE) 12.42%
Net Interest Margin (NIM) 4.97%
Yield on Assets 5.83%
Cost of Funds 0.91%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.59%
NPA Ratio 0.21%
ACL / Loans 2.14%

Capital & Liquidity

CET1 Ratio 11.95%
Tier 1 Capital 11.95%
Total Capital Ratio 12.55%
Leverage Ratio 13.10%
Loan-to-Deposit 76.15%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required