TD BANK USA, NATIONAL ASSOCIATION

WILMINGTON, DE | Regional | Est. Oct. 13, 1994, midnight | FDIC #33947 | RSSD #2121196 | OCC
Latest Report: 2025-12-31

TD BANK USA, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in WILMINGTON, DE, established in Oct. 13, 1994, midnight. As of 2025-12-31, the bank reported total assets of $34.6B and total deposits of $28.7B. Profitability stands at 0.87% ROA and 7.24% ROE, with a net interest margin of 6.57%. The bank's CET1 capital ratio is 28.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.02%. FDIC Certificate #33947.

Assets

$34.6B

Deposits

$28.7B

Loans

$9.7B

Equity

$3.9B

Profitability

Return on Assets (ROA) 0.87%
Return on Equity (ROE) 7.24%
Net Interest Margin (NIM) 6.57%
Yield on Assets 10.30%
Cost of Funds 4.15%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 5.38%
Texas Ratio 0.02%
NPA Ratio 0.00%
ACL / Loans 9.28%

Capital & Liquidity

CET1 Ratio 28.61%
Tier 1 Capital 28.61%
Total Capital Ratio 29.93%
Leverage Ratio 11.04%
Loan-to-Deposit 33.74%

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