BANK OF MILAN, THE

MILAN, TN | Small | Est. Nov. 12, 1993, midnight | FDIC #33851 | RSSD #2123930 | FDIC
Latest Report: 2025-12-31

BANK OF MILAN, THE is asn small FDIC-insured commercial bank headquartered in MILAN, TN, established in Nov. 12, 1993, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $98M. Profitability stands at 3.75% ROA and 63.18% ROE, with a net interest margin of 3.12%. The bank's CET1 capital ratio is 15.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #33851.

Assets

$112M

Deposits

$98M

Loans

$55M

Equity

$7M

Profitability

Return on Assets (ROA) 3.75%
Return on Equity (ROE) 63.18%
Net Interest Margin (NIM) 3.12%
Yield on Assets 4.77%
Cost of Funds 2.46%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.56%

Capital & Liquidity

CET1 Ratio 15.22%
Tier 1 Capital 15.22%
Total Capital Ratio 15.74%
Leverage Ratio 7.89%
Loan-to-Deposit 55.83%

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