BanksBANK OF MILAN, THE

BANK OF MILAN, THE

MILAN, TNSmallEst. Nov. 12, 1993, midnightFDIC #33851RSSD #2123930FDIC
Latest · 2025-12-31

BANK OF MILAN, THE is an FDIC-insured commercial bank headquartered in MILAN, TN, established in Nov. 12, 1993, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $98M. Profitability stands at 3.75% ROA and 63.18% ROE, with a net interest margin of 3.12%. CET1 capital ratio: 15.22%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$112M
Deposits
$98M
Loans
$55M
Equity
$7M

Profitability

Return on Assets (ROA)3.75%
Return on Equity (ROE)63.18%
Net Interest Margin3.12%
Yield on Assets4.77%
Cost of Funds1.71%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.03%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.56%

Capital & Liquidity

CET1 Ratio15.22%
Tier 1 Capital15.22%
Total Capital Ratio15.74%
Leverage Ratio7.89%
Loan-to-Deposit55.83%

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