BanksHOMETRUST BANK

HOMETRUST BANK

ASHEVILLE, NCLargeEst. Jan. 1, 1926, midnightFDIC #27677RSSD #212577FED
Latest · 2025-12-31

HOMETRUST BANK is an FDIC-insured commercial bank headquartered in ASHEVILLE, NC, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $4.5B and total deposits of $3.7B. Profitability stands at 1.44% ROA and 11.12% ROE, with a net interest margin of 4.23%. CET1 capital ratio: 13.71%, well above regulatory minimums. NPL ratio: 1.17% · Texas Ratio: 6.95%. Operates 33 domestic branches.

Assets
$4.5B
Deposits
$3.7B
Loans
$3.8B
Equity
$596M

Profitability

Return on Assets (ROA)1.44%
Return on Equity (ROE)11.12%
Net Interest Margin4.23%
Yield on Assets6.04%
Cost of Funds1.95%

Asset Quality

NPL Ratio1.17%
Net Charge-Off Ratio0.25%
Texas Ratio6.95%
NPA Ratio0.97%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio13.71%
Tier 1 Capital13.71%
Total Capital Ratio14.85%
Leverage Ratio12.65%
Loan-to-Deposit101.76%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required