NATIONAL BANK OF INDIANAPOLIS, THE

INDIANAPOLIS, IN | Large | Est. Dec. 8, 1993, midnight | FDIC #33860 | RSSD #2132941 | OCC
Latest Report: 2025-12-31

NATIONAL BANK OF INDIANAPOLIS, THE is aln large FDIC-insured commercial bank headquartered in INDIANAPOLIS, IN, established in Dec. 8, 1993, midnight. As of 2025-12-31, the bank reported total assets of $3.1B and total deposits of $2.8B. Profitability stands at 1.36% ROA and 18.20% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 11.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.40%. FDIC Certificate #33860.

Assets

$3.1B

Deposits

$2.8B

Loans

$2.0B

Equity

$228M

Profitability

Return on Assets (ROA) 1.36%
Return on Equity (ROE) 18.20%
Net Interest Margin (NIM) 3.26%
Yield on Assets 5.48%
Cost of Funds 2.29%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.05%
Texas Ratio 1.40%
NPA Ratio 0.11%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 11.54%
Tier 1 Capital 11.54%
Total Capital Ratio 12.65%
Leverage Ratio 8.92%
Loan-to-Deposit 71.22%

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