BANK OF ABBEVILLE & TRUST COMPANY

ABBEVILLE, LA | Small | Est. March 14, 1894, midnight | FDIC #11782 | RSSD #213538 | FDIC
Latest Report: 2025-12-31

BANK OF ABBEVILLE & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in ABBEVILLE, LA, established in March 14, 1894, midnight. As of 2025-12-31, the bank reported total assets of $243M and total deposits of $212M. Profitability stands at 1.45% ROA and 12.45% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 11.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.42%. FDIC Certificate #11782.

Assets

$243M

Deposits

$212M

Loans

$119M

Equity

$28M

Profitability

Return on Assets (ROA) 1.45%
Return on Equity (ROE) 12.45%
Net Interest Margin (NIM) 3.68%
Yield on Assets 5.06%
Cost of Funds 1.44%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.42%
NPA Ratio 0.05%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 11.45%
Tier 1 Capital 11.45%
Total Capital Ratio 12.03%
Leverage Ratio 12.81%
Loan-to-Deposit 56.02%

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