AMERICAN STATE BANK OF GRYGLA

GRYGLA, MN | Micro | Est. April 30, 1976, midnight | FDIC #22263 | RSSD #21359 | FED
Latest Report: 2025-12-31

AMERICAN STATE BANK OF GRYGLA is amn micro FDIC-insured commercial bank headquartered in GRYGLA, MN, established in April 30, 1976, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $73M. Profitability stands at 1.43% ROA and 16.30% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 8.99%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #22263.

Assets

$81M

Deposits

$73M

Loans

$44M

Equity

$7M

Profitability

Return on Assets (ROA) 1.43%
Return on Equity (ROE) 16.30%
Net Interest Margin (NIM) 3.95%
Yield on Assets 5.44%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 8.99%
Tier 1 Capital 8.99%
Total Capital Ratio 9.44%
Leverage Ratio 10.74%
Loan-to-Deposit 59.96%

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