BANK OF GREENE COUNTY, THE

CATSKILL, NY | Large | Est. May 18, 1974, midnight | FDIC #21591 | RSSD #214106 | OCC
Latest Report: 2025-12-31

BANK OF GREENE COUNTY, THE is aln large FDIC-insured commercial bank headquartered in CATSKILL, NY, established in May 18, 1974, midnight. As of 2025-12-31, the bank reported total assets of $3.1B and total deposits of $2.7B. Profitability stands at 1.37% ROA and 15.47% ROE, with a net interest margin of 2.72%. The bank's CET1 capital ratio is 15.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.08%. FDIC Certificate #21591.

Assets

$3.1B

Deposits

$2.7B

Loans

$1.7B

Equity

$280M

Profitability

Return on Assets (ROA) 1.37%
Return on Equity (ROE) 15.47%
Net Interest Margin (NIM) 2.72%
Yield on Assets 4.71%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.08%
NPA Ratio 0.10%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 15.64%
Tier 1 Capital 15.64%
Total Capital Ratio 16.89%
Leverage Ratio 9.37%
Loan-to-Deposit 63.66%

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