QUAD CITY BANK AND TRUST COMPANY

BETTENDORF, IA | Large | Est. Jan. 7, 1994, midnight | FDIC #33867 | RSSD #2142155 | FED
Latest Report: 2025-12-31

QUAD CITY BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in BETTENDORF, IA, established in Jan. 7, 1994, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.3B. Profitability stands at 1.42% ROA and 12.92% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 13.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 4.08%. FDIC Certificate #33867.

Assets

$2.7B

Deposits

$2.3B

Loans

$2.0B

Equity

$304M

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 12.92%
Net Interest Margin (NIM) 3.25%
Yield on Assets 6.31%
Cost of Funds 4.83%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.60%
Texas Ratio 4.08%
NPA Ratio 0.50%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 13.13%
Tier 1 Capital 13.13%
Total Capital Ratio 14.33%
Leverage Ratio 10.65%
Loan-to-Deposit 88.21%

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