FARMERS & MERCHANTS STATE BANK, THE is aln large FDIC-insured commercial bank headquartered in ARCHBOLD, OH, established in April 1, 1897, midnight. As of 2025-12-31, the bank reported total assets of $3.4B and total deposits of $2.7B. Profitability stands at 1.19% ROA and 10.43% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 11.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.68%. FDIC Certificate #5969.
Assets
$3.4B
Deposits
$2.7B
Loans
$2.7B
Equity
$393M
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