CHESAPEAKE BANK

KILMARNOCK, VA | Large | Est. Jan. 1, 1900, midnight | FDIC #6862 | RSSD #214722 | FED
Latest Report: 2025-12-31

CHESAPEAKE BANK is aln large FDIC-insured commercial bank headquartered in KILMARNOCK, VA, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.5B. Profitability stands at 1.73% ROA and 16.97% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 13.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 1.84%. FDIC Certificate #6862.

Assets

$1.7B

Deposits

$1.5B

Loans

$1.0B

Equity

$172M

Profitability

Return on Assets (ROA) 1.73%
Return on Equity (ROE) 16.97%
Net Interest Margin (NIM) 4.51%
Yield on Assets 6.24%
Cost of Funds 2.32%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.84%
NPA Ratio 0.20%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 13.96%
Tier 1 Capital 13.96%
Total Capital Ratio 14.86%
Leverage Ratio 10.97%
Loan-to-Deposit 68.19%

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