MANUFACTURERS BANK & TRUST COMPANY

FOREST CITY, IA | Medium | Est. Sept. 1, 1945, midnight | FDIC #16307 | RSSD #215345 | FDIC
Latest Report: 2025-12-31

MANUFACTURERS BANK & TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in FOREST CITY, IA, established in Sept. 1, 1945, midnight. As of 2025-12-31, the bank reported total assets of $739M and total deposits of $638M. Profitability stands at 1.36% ROA and 12.67% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 12.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.30% and a Texas Ratio of 1.78%. FDIC Certificate #16307.

Assets

$739M

Deposits

$638M

Loans

$523M

Equity

$80M

Profitability

Return on Assets (ROA) 1.36%
Return on Equity (ROE) 12.67%
Net Interest Margin (NIM) 3.62%
Yield on Assets 5.38%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 0.30%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.78%
NPA Ratio 0.21%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 12.89%
Tier 1 Capital 12.89%
Total Capital Ratio 14.14%
Leverage Ratio 10.35%
Loan-to-Deposit 82.01%

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