AMERICAN BANK OF COMMERCE

WOLFFORTH, TX | Large | Est. Sept. 11, 1962, midnight | FDIC #18609 | RSSD #215662 | FDIC
Latest Report: 2025-12-31

AMERICAN BANK OF COMMERCE is aln large FDIC-insured commercial bank headquartered in WOLFFORTH, TX, established in Sept. 11, 1962, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.3B. Profitability stands at 0.97% ROA and 12.04% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 13.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.85%. FDIC Certificate #18609.

Assets

$1.7B

Deposits

$1.3B

Loans

$1.1B

Equity

$139M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 12.04%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.76%
Cost of Funds 3.09%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.85%
NPA Ratio 0.08%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 13.14%
Tier 1 Capital 13.14%
Total Capital Ratio 14.18%
Leverage Ratio 10.06%
Loan-to-Deposit 82.08%

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