FIRST BANK

FIRST BANK is arn regional FDIC-insured commercial bank headquartered in SOUTHERN PINES, NC, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $12.7B and total deposits of $10.8B. Profitability stands at 0.54% ROA and 4.08% ROE, with a net interest margin of 3.69%. The bank's CET1 capital ratio is 14.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 2.06%. FDIC Certificate #15019.