FIRST BANK is an FDIC-insured commercial bank headquartered in SOUTHERN PINES, NC, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $12.7B and total deposits of $10.8B. Profitability stands at 0.54% ROA and 4.08% ROE, with a net interest margin of 3.69%. CET1 capital ratio: 14.69%, well above regulatory minimums. NPL ratio: 0.42% · Texas Ratio: 2.06%. Operates 114 domestic branches.
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