FIRST FARMERS & MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in CANNON FALLS, MN, established in June 21, 1915, midnight. As of 2025-12-31, the bank reported total assets of $490M and total deposits of $442M. Profitability stands at 1.10% ROA and 12.72% ROE, with a net interest margin of 4.21%. The bank's CET1 capital ratio is 13.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.05%. FDIC Certificate #10168.
Assets
$490M
Deposits
$442M
Loans
$294M
Equity
$42M
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