GOLDMAN SACHS BANK USA

NEW YORK, NY | National | Est. Aug. 30, 1990, midnight | FDIC #33124 | RSSD #2182786 | FED
Latest Report: 2025-12-31

GOLDMAN SACHS BANK USA is ann national FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Aug. 30, 1990, midnight. As of 2025-12-31, the bank reported total assets of $645.0B and total deposits of $438.3B. Profitability stands at 1.32% ROA and 13.02% ROE, with a net interest margin of 1.84%. The bank's CET1 capital ratio is 15.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.93% and a Texas Ratio of 3.18%. FDIC Certificate #33124.

Assets

$645.0B

Deposits

$438.3B

Loans

$228.0B

Equity

$65.3B

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 13.02%
Net Interest Margin (NIM) 1.84%
Yield on Assets 5.43%
Cost of Funds 5.67%

Asset Quality

NPL Ratio 0.93%
Net Charge-Off Ratio 0.60%
Texas Ratio 3.18%
NPA Ratio 0.33%
ACL / Loans 0.64%

Capital & Liquidity

CET1 Ratio 15.63%
Tier 1 Capital 15.63%
Total Capital Ratio 16.14%
Leverage Ratio 9.76%
Loan-to-Deposit 52.03%

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