BanksGOLDMAN SACHS BANK USA

GOLDMAN SACHS BANK USA

NEW YORK, NYNationalEst. Aug. 30, 1990, midnightFDIC #33124RSSD #2182786FED
Latest · 2025-12-31

GOLDMAN SACHS BANK USA is an FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Aug. 30, 1990, midnight. As of 2025-12-31, the bank reported total assets of $645.0B and total deposits of $438.3B. Profitability stands at 1.32% ROA and 13.02% ROE, with a net interest margin of 1.84%. CET1 capital ratio: 15.63%, well above regulatory minimums. NPL ratio: 0.93% · Texas Ratio: 3.18%. Operates 5 domestic branches.

Assets
$645.0B
Deposits
$438.3B
Loans
$228.0B
Equity
$65.3B

Profitability

Return on Assets (ROA)1.32%
Return on Equity (ROE)13.02%
Net Interest Margin1.84%
Yield on Assets5.43%
Cost of Funds4.61%

Asset Quality

NPL Ratio0.93%
Net Charge-Off Ratio0.60%
Texas Ratio3.18%
NPA Ratio0.33%
ACL / Loans0.64%

Capital & Liquidity

CET1 Ratio15.63%
Tier 1 Capital15.63%
Total Capital Ratio16.14%
Leverage Ratio9.76%
Loan-to-Deposit52.03%

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