SECURITY BANK, S.B.

SPRINGFIELD, IL | Small | Est. Jan. 1, 1906, midnight | FDIC #27723 | RSSD #218878 | FDIC
Latest Report: 2025-12-31

SECURITY BANK, S.B. is asn small FDIC-insured commercial bank headquartered in SPRINGFIELD, IL, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $257M and total deposits of $198M. Profitability stands at -0.01% ROA and -0.05% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 20.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.36%. FDIC Certificate #27723.

Assets

$257M

Deposits

$198M

Loans

$120M

Equity

$22M

Profitability

Return on Assets (ROA) -0.01%
Return on Equity (ROE) -0.05%
Net Interest Margin (NIM) 3.91%
Yield on Assets 5.33%
Cost of Funds 1.45%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.06%
Texas Ratio 1.36%
NPA Ratio 0.12%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 20.61%
Tier 1 Capital 20.61%
Total Capital Ratio 21.47%
Leverage Ratio 11.06%
Loan-to-Deposit 60.46%

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