COLLINS STATE BANK

COLLINS, WI | Small | Est. Jan. 1, 1914, midnight | FDIC #14914 | RSSD #219044 | FDIC
Latest Report: 2025-12-31

COLLINS STATE BANK is asn small FDIC-insured commercial bank headquartered in COLLINS, WI, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $295M and total deposits of $256M. Profitability stands at 1.01% ROA and 11.01% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 10.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.87%. FDIC Certificate #14914.

Assets

$295M

Deposits

$256M

Loans

$234M

Equity

$27M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 11.01%
Net Interest Margin (NIM) 3.91%
Yield on Assets 6.12%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.87%
NPA Ratio 0.28%
ACL / Loans 0.65%

Capital & Liquidity

CET1 Ratio 10.69%
Tier 1 Capital 10.69%
Total Capital Ratio 11.42%
Leverage Ratio 8.18%
Loan-to-Deposit 91.36%

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