RAYMOND JAMES BANK

SAINT PETERSBURG, FL | Regional | Est. May 6, 1994, midnight | FDIC #33893 | RSSD #2193616 | FED
Latest Report: 2025-12-31

RAYMOND JAMES BANK is arn regional FDIC-insured commercial bank headquartered in SAINT PETERSBURG, FL, established in May 6, 1994, midnight. As of 2025-12-31, the bank reported total assets of $43.4B and total deposits of $39.3B. Profitability stands at 1.61% ROA and 22.16% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 13.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 3.47%. FDIC Certificate #33893.

Assets

$43.4B

Deposits

$39.3B

Loans

$36.1B

Equity

$3.2B

Profitability

Return on Assets (ROA) 1.61%
Return on Equity (ROE) 22.16%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.33%
Cost of Funds 2.62%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.09%
Texas Ratio 3.47%
NPA Ratio 0.28%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 13.95%
Tier 1 Capital 13.95%
Total Capital Ratio 15.20%
Leverage Ratio 7.99%
Loan-to-Deposit 91.80%

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