BanksRAYMOND JAMES BANK

RAYMOND JAMES BANK

SAINT PETERSBURG, FLRegionalEst. May 6, 1994, midnightFDIC #33893RSSD #2193616FED
Latest · 2025-12-31

RAYMOND JAMES BANK is an FDIC-insured commercial bank headquartered in SAINT PETERSBURG, FL, established in May 6, 1994, midnight. As of 2025-12-31, the bank reported total assets of $43.4B and total deposits of $39.3B. Profitability stands at 1.61% ROA and 22.16% ROE, with a net interest margin of 3.53%. CET1 capital ratio: 13.95%, well above regulatory minimums. NPL ratio: 0.34% · Texas Ratio: 3.47%. Operates 1 domestic branch.

Assets
$43.4B
Deposits
$39.3B
Loans
$36.1B
Equity
$3.2B

Profitability

Return on Assets (ROA)1.61%
Return on Equity (ROE)22.16%
Net Interest Margin3.53%
Yield on Assets5.33%
Cost of Funds1.79%

Asset Quality

NPL Ratio0.34%
Net Charge-Off Ratio0.09%
Texas Ratio3.47%
NPA Ratio0.28%
ACL / Loans1.05%

Capital & Liquidity

CET1 Ratio13.95%
Tier 1 Capital13.95%
Total Capital Ratio15.20%
Leverage Ratio7.99%
Loan-to-Deposit91.80%

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