PEOPLES BANK is aln large FDIC-insured commercial bank headquartered in NEWTON, NC, established in Jan. 1, 1912, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.5B. Profitability stands at 1.61% ROA and 16.65% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 14.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.31%. FDIC Certificate #5956.
Assets
$1.7B
Deposits
$1.5B
Loans
$1.2B
Equity
$170M
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