HERITAGE BANK OF COMMERCE is aln large FDIC-insured commercial bank headquartered in SAN JOSE, CA, established in June 8, 1994, midnight. As of 2025-12-31, the bank reported total assets of $5.8B and total deposits of $4.9B. Profitability stands at 1.15% ROA and 8.95% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 13.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.26%. FDIC Certificate #33905.
Assets
$5.8B
Deposits
$4.9B
Loans
$3.7B
Equity
$734M
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