INTERAMERICAN BANK, A FEDERAL SAVINGS BANK

MIAMI, FL | Small | Est. Aug. 23, 1976, midnight | FDIC #31823 | RSSD #221775 | OCC
Latest Report: 2025-12-31

INTERAMERICAN BANK, A FEDERAL SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in MIAMI, FL, established in Aug. 23, 1976, midnight. As of 2025-12-31, the bank reported total assets of $320M and total deposits of $267M. Profitability stands at 0.51% ROA and 4.23% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 18.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 1.76%. FDIC Certificate #31823.

Assets

$320M

Deposits

$267M

Loans

$225M

Equity

$38M

Profitability

Return on Assets (ROA) 0.51%
Return on Equity (ROE) 4.23%
Net Interest Margin (NIM) 4.07%
Yield on Assets 6.32%
Cost of Funds 2.39%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio -0.06%
Texas Ratio 1.76%
NPA Ratio 0.23%
ACL / Loans 2.06%

Capital & Liquidity

CET1 Ratio 18.61%
Tier 1 Capital 18.61%
Total Capital Ratio 19.87%
Leverage Ratio 12.14%
Loan-to-Deposit 84.55%

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