FRONTIER BANK

SIOUX FALLS, SD | Small | Est. June 24, 1994, midnight | FDIC #33922 | RSSD #2218443 | OCC
Latest Report: 2025-12-31

FRONTIER BANK is asn small FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in June 24, 1994, midnight. As of 2025-12-31, the bank reported total assets of $342M and total deposits of $311M. Profitability stands at 0.68% ROA and 10.27% ROE, with a net interest margin of 3.06%. The bank's CET1 capital ratio is 11.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #33922.

Assets

$342M

Deposits

$311M

Loans

$233M

Equity

$23M

Profitability

Return on Assets (ROA) 0.68%
Return on Equity (ROE) 10.27%
Net Interest Margin (NIM) 3.06%
Yield on Assets 5.70%
Cost of Funds 2.59%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 11.31%
Tier 1 Capital 11.31%
Total Capital Ratio 12.30%
Leverage Ratio 8.73%
Loan-to-Deposit 74.73%

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