FIRST STATE BANK OF WYOMING

WYOMING, MN | Small | Est. June 4, 1914, midnight | FDIC #1609 | RSSD #222156 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF WYOMING is asn small FDIC-insured commercial bank headquartered in WYOMING, MN, established in June 4, 1914, midnight. As of 2025-12-31, the bank reported total assets of $244M and total deposits of $207M. Profitability stands at 1.20% ROA and 8.44% ROE, with a net interest margin of 2.80%. The bank's CET1 capital ratio is 14.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.80% and a Texas Ratio of 1.55%. FDIC Certificate #1609.

Assets

$244M

Deposits

$207M

Loans

$67M

Equity

$34M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 8.44%
Net Interest Margin (NIM) 2.80%
Yield on Assets 3.93%
Cost of Funds 1.22%

Asset Quality

NPL Ratio 0.80%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.55%
NPA Ratio 0.23%
ACL / Loans 2.04%

Capital & Liquidity

CET1 Ratio 14.05%
Tier 1 Capital 14.05%
Total Capital Ratio 14.75%
Leverage Ratio 15.67%
Loan-to-Deposit 32.41%

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