FIRST WESTROADS BANK, INC.

OMAHA, NE | Small | Est. Aug. 15, 1967, midnight | FDIC #19742 | RSSD #222754 | FED
Latest Report: 2025-12-31

FIRST WESTROADS BANK, INC. is asn small FDIC-insured commercial bank headquartered in OMAHA, NE, established in Aug. 15, 1967, midnight. As of 2025-12-31, the bank reported total assets of $391M and total deposits of $327M. Profitability stands at 1.46% ROA and 13.34% ROE, with a net interest margin of 4.49%. The bank's CET1 capital ratio is 10.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #19742.

Assets

$391M

Deposits

$327M

Loans

$260M

Equity

$42M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 13.34%
Net Interest Margin (NIM) 4.49%
Yield on Assets 6.20%
Cost of Funds 1.77%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.03%

Capital & Liquidity

CET1 Ratio 10.81%
Tier 1 Capital 10.81%
Total Capital Ratio 11.35%
Leverage Ratio 10.57%
Loan-to-Deposit 79.39%

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