FIRST BANK AND TRUST COMPANY, THE

FIRST BANK AND TRUST COMPANY, THE is aln large FDIC-insured commercial bank headquartered in LEBANON, VA, established in Aug. 3, 1979, midnight. As of 2025-12-31, the bank reported total assets of $4.2B and total deposits of $3.8B. Profitability stands at 1.69% ROA and 17.51% ROE, with a net interest margin of 4.25%. The bank's CET1 capital ratio is 12.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.64%. FDIC Certificate #22918.