FIRST BANK AND TRUST COMPANY, THE

FIRST BANK AND TRUST COMPANY, THE is an FDIC-insured commercial bank headquartered in LEBANON, VA, established in Aug. 3, 1979, midnight. As of 2025-12-31, the bank reported total assets of $4.2B and total deposits of $3.8B. Profitability stands at 1.69% ROA and 17.51% ROE, with a net interest margin of 4.25%. CET1 capital ratio: 12.71%, well above regulatory minimums. NPL ratio: 0.21% · Texas Ratio: 1.64%. Operates 29 domestic branches.