PEOPLES BANK OF WYACONDA

KAHOKA, MO | Small | Est. Dec. 17, 1914, midnight | FDIC #15415 | RSSD #223452 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK OF WYACONDA is asn small FDIC-insured commercial bank headquartered in KAHOKA, MO, established in Dec. 17, 1914, midnight. As of 2025-12-31, the bank reported total assets of $143M and total deposits of $125M. Profitability stands at 1.31% ROA and 12.73% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 10.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15415.

Assets

$143M

Deposits

$125M

Loans

$98M

Equity

$15M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 12.73%
Net Interest Margin (NIM) 4.10%
Yield on Assets 6.26%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.17%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.86%

Capital & Liquidity

CET1 Ratio 10.16%
Tier 1 Capital 10.16%
Total Capital Ratio 10.66%
Leverage Ratio 10.31%
Loan-to-Deposit 78.41%

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