BELT VALLEY BANK

BELT, MT | Micro | Est. March 14, 1936, midnight | FDIC #15362 | RSSD #223751 | FED
Latest Report: 2025-12-31

BELT VALLEY BANK is amn micro FDIC-insured commercial bank headquartered in BELT, MT, established in March 14, 1936, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $73M. Profitability stands at 0.60% ROA and 3.91% ROE, with a net interest margin of 5.81%. The bank's CET1 capital ratio is 14.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.30% and a Texas Ratio of 6.65%. FDIC Certificate #15362.

Assets

$89M

Deposits

$73M

Loans

$72M

Equity

$13M

Profitability

Return on Assets (ROA) 0.60%
Return on Equity (ROE) 3.91%
Net Interest Margin (NIM) 5.81%
Yield on Assets 7.75%
Cost of Funds 2.81%

Asset Quality

NPL Ratio 1.30%
Net Charge-Off Ratio 0.00%
Texas Ratio 6.65%
NPA Ratio 1.06%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 14.87%
Tier 1 Capital 14.87%
Total Capital Ratio 15.61%
Leverage Ratio 14.65%
Loan-to-Deposit 98.02%

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