BanksBELT VALLEY BANK

BELT VALLEY BANK

BELT, MTMicroEst. March 14, 1936, midnightFDIC #15362RSSD #223751FED
Latest · 2025-12-31

BELT VALLEY BANK is an FDIC-insured commercial bank headquartered in BELT, MT, established in March 14, 1936, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $73M. Profitability stands at 0.60% ROA and 3.91% ROE, with a net interest margin of 5.81%. CET1 capital ratio: 14.87%, well above regulatory minimums. NPL ratio: 1.30% · Texas Ratio: 6.65%. Operates 1 domestic branch.

Assets
$89M
Deposits
$73M
Loans
$72M
Equity
$13M

Profitability

Return on Assets (ROA)0.60%
Return on Equity (ROE)3.91%
Net Interest Margin5.81%
Yield on Assets7.75%
Cost of Funds2.12%

Asset Quality

NPL Ratio1.30%
Net Charge-Off Ratio0.00%
Texas Ratio6.65%
NPA Ratio1.06%
ACL / Loans1.33%

Capital & Liquidity

CET1 Ratio14.87%
Tier 1 Capital14.87%
Total Capital Ratio15.61%
Leverage Ratio14.65%
Loan-to-Deposit98.02%

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