DANVILLE STATE SAVINGS BANK

NEW LONDON, IA | Small | Est. Jan. 1, 1899, midnight | FDIC #14772 | RSSD #223845 | FDIC
Latest Report: 2025-12-31

DANVILLE STATE SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in NEW LONDON, IA, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $154M. Profitability stands at 0.52% ROA and 4.05% ROE, with a net interest margin of 2.99%. The bank's CET1 capital ratio is 12.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.45% and a Texas Ratio of 12.92%. FDIC Certificate #14772.

Assets

$178M

Deposits

$154M

Loans

$107M

Equity

$23M

Profitability

Return on Assets (ROA) 0.52%
Return on Equity (ROE) 4.05%
Net Interest Margin (NIM) 2.99%
Yield on Assets 4.80%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 2.45%
Net Charge-Off Ratio 0.08%
Texas Ratio 12.92%
NPA Ratio 1.78%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 12.64%
Tier 1 Capital 12.64%
Total Capital Ratio 13.27%
Leverage Ratio 12.62%
Loan-to-Deposit 69.71%

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