WINTRUST BANK, NATIONAL ASSOCIATION

CHICAGO, IL | Large | Est. Sept. 14, 1994, midnight | FDIC #33935 | RSSD #2239288 | OCC
Latest Report: 2025-12-31

WINTRUST BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Sept. 14, 1994, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $8.3B. Profitability stands at 2.16% ROA and 19.22% ROE, with a net interest margin of 4.15%. The bank's CET1 capital ratio is 11.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 3.49%. FDIC Certificate #33935.

Assets

$9.6B

Deposits

$8.3B

Loans

$7.9B

Equity

$1.1B

Profitability

Return on Assets (ROA) 2.16%
Return on Equity (ROE) 19.22%
Net Interest Margin (NIM) 4.15%
Yield on Assets 6.12%
Cost of Funds 3.52%

Asset Quality

NPL Ratio 0.39%
Net Charge-Off Ratio 0.45%
Texas Ratio 3.49%
NPA Ratio 0.41%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 11.51%
Tier 1 Capital 11.51%
Total Capital Ratio 12.53%
Leverage Ratio 10.52%
Loan-to-Deposit 94.32%

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