BanksWINTRUST BANK, NATIONAL ASSOCIATION

WINTRUST BANK, NATIONAL ASSOCIATION

CHICAGO, ILLargeEst. Sept. 14, 1994, midnightFDIC #33935RSSD #2239288OCC
Latest · 2025-12-31

WINTRUST BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Sept. 14, 1994, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $8.3B. Profitability stands at 2.16% ROA and 19.22% ROE, with a net interest margin of 4.15%. CET1 capital ratio: 11.51%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 3.49%. Operates 37 domestic branches.

Assets
$9.6B
Deposits
$8.3B
Loans
$7.9B
Equity
$1.1B

Profitability

Return on Assets (ROA)2.16%
Return on Equity (ROE)19.22%
Net Interest Margin4.15%
Yield on Assets6.12%
Cost of Funds2.09%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio0.45%
Texas Ratio3.49%
NPA Ratio0.41%
ACL / Loans0.97%

Capital & Liquidity

CET1 Ratio11.51%
Tier 1 Capital11.51%
Total Capital Ratio12.53%
Leverage Ratio10.52%
Loan-to-Deposit94.32%

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