HERITAGE BANK is amn micro FDIC-insured commercial bank headquartered in MARION, IA, established in March 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $39M and total deposits of $34M. Profitability stands at -0.57% ROA and -10.22% ROE, with a net interest margin of 2.83%. The bank's CET1 capital ratio is 17.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.90% and a Texas Ratio of 7.42%. FDIC Certificate #18463.
Assets
$39M
Deposits
$34M
Loans
$19M
Equity
$2M
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