HERITAGE BANK is an FDIC-insured commercial bank headquartered in MARION, IA, established in March 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $39M and total deposits of $34M. Profitability stands at -0.57% ROA and -10.22% ROE, with a net interest margin of 2.83%. CET1 capital ratio: 17.22%, well above regulatory minimums. NPL ratio: 0.90% · Texas Ratio: 7.42%. Operates 3 domestic branches.
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