BRENHAM NATIONAL BANK, THE

BRENHAM, TX | Medium | Est. April 22, 1933, midnight | FDIC #3113 | RSSD #227357 | OCC
Latest Report: 2025-12-31

BRENHAM NATIONAL BANK, THE is amn medium FDIC-insured commercial bank headquartered in BRENHAM, TX, established in April 22, 1933, midnight. As of 2025-12-31, the bank reported total assets of $517M and total deposits of $465M. Profitability stands at 1.47% ROA and 15.59% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 17.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.70% and a Texas Ratio of 8.62%. FDIC Certificate #3113.

Assets

$517M

Deposits

$465M

Loans

$260M

Equity

$48M

Profitability

Return on Assets (ROA) 1.47%
Return on Equity (ROE) 15.59%
Net Interest Margin (NIM) 4.00%
Yield on Assets 4.91%
Cost of Funds 0.94%

Asset Quality

NPL Ratio 1.70%
Net Charge-Off Ratio 0.64%
Texas Ratio 8.62%
NPA Ratio 0.86%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 17.79%
Tier 1 Capital 17.79%
Total Capital Ratio 18.73%
Leverage Ratio 11.17%
Loan-to-Deposit 55.85%

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