MILFORD FEDERAL BANK

MILFORD, MA | Medium | Est. Jan. 1, 1937, midnight | FDIC #29835 | RSSD #227777 | OCC
Latest Report: 2025-12-31

MILFORD FEDERAL BANK is amn medium FDIC-insured commercial bank headquartered in MILFORD, MA, established in Jan. 1, 1937, midnight. As of 2025-12-31, the bank reported total assets of $541M and total deposits of $433M. Profitability stands at 0.47% ROA and 4.37% ROE, with a net interest margin of 2.69%. The bank's CET1 capital ratio is 10.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 3.03%. FDIC Certificate #29835.

Assets

$541M

Deposits

$433M

Loans

$466M

Equity

$59M

Profitability

Return on Assets (ROA) 0.47%
Return on Equity (ROE) 4.37%
Net Interest Margin (NIM) 2.69%
Yield on Assets 4.79%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.03%
NPA Ratio 0.34%
ACL / Loans 0.45%

Capital & Liquidity

CET1 Ratio 10.62%
Tier 1 Capital 10.62%
Total Capital Ratio 11.15%
Leverage Ratio 11.05%
Loan-to-Deposit 107.71%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required