FIRST MIDWEST BANK OF THE OZARKS

POPLAR BLUFF, MO | Medium | Est. Aug. 29, 1964, midnight | FDIC #19212 | RSSD #228158 | FDIC
Latest Report: 2025-12-31

FIRST MIDWEST BANK OF THE OZARKS is amn medium FDIC-insured commercial bank headquartered in POPLAR BLUFF, MO, established in Aug. 29, 1964, midnight. As of 2025-12-31, the bank reported total assets of $740M and total deposits of $656M. Profitability stands at 1.77% ROA and 16.99% ROE, with a net interest margin of 4.58%. The bank's CET1 capital ratio is 10.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 2.25%. FDIC Certificate #19212.

Assets

$740M

Deposits

$656M

Loans

$606M

Equity

$77M

Profitability

Return on Assets (ROA) 1.77%
Return on Equity (ROE) 16.99%
Net Interest Margin (NIM) 4.58%
Yield on Assets 6.96%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.07%
Texas Ratio 2.25%
NPA Ratio 0.26%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 10.35%
Tier 1 Capital 10.35%
Total Capital Ratio 10.87%
Leverage Ratio 10.58%
Loan-to-Deposit 92.44%

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