AUBURN SAVINGS BANK, FSB

AUBURN, ME | Small | Est. Jan. 1, 1887, midnight | FDIC #28288 | RSSD #229173 | OCC
Latest Report: 2025-12-31

AUBURN SAVINGS BANK, FSB is asn small FDIC-insured commercial bank headquartered in AUBURN, ME, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $76M. Profitability stands at 0.42% ROA and 6.35% ROE, with a net interest margin of 3.12%. The bank's CET1 capital ratio is 12.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #28288.

Assets

$102M

Deposits

$76M

Loans

$84M

Equity

$7M

Profitability

Return on Assets (ROA) 0.42%
Return on Equity (ROE) 6.35%
Net Interest Margin (NIM) 3.12%
Yield on Assets 5.64%
Cost of Funds 2.65%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 12.43%
Tier 1 Capital 12.43%
Total Capital Ratio 13.64%
Leverage Ratio 8.17%
Loan-to-Deposit 110.82%

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