EVERTRUST BANK

CITY OF INDUSTRY, CA | Large | Est. May 3, 1995, midnight | FDIC #34010 | RSSD #2297998 | FDIC
Latest Report: 2025-12-31

EVERTRUST BANK is aln large FDIC-insured commercial bank headquartered in CITY OF INDUSTRY, CA, established in May 3, 1995, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $834M. Profitability stands at 1.08% ROA and 4.65% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 17.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.84% and a Texas Ratio of 2.67%. FDIC Certificate #34010.

Assets

$1.1B

Deposits

$834M

Loans

$841M

Equity

$256M

Profitability

Return on Assets (ROA) 1.08%
Return on Equity (ROE) 4.65%
Net Interest Margin (NIM) 3.61%
Yield on Assets 6.00%
Cost of Funds 2.93%

Asset Quality

NPL Ratio 0.84%
Net Charge-Off Ratio 0.08%
Texas Ratio 2.67%
NPA Ratio 0.64%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 17.50%
Tier 1 Capital 17.50%
Total Capital Ratio 18.37%
Leverage Ratio 21.45%
Loan-to-Deposit 100.86%

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