VALLEY NATIONAL BANK

PASSAIC, NJ | Regional | Est. Jan. 1, 1927, midnight | FDIC #9396 | RSSD #229801 | OCC
Latest Report: 2025-12-31

VALLEY NATIONAL BANK is arn regional FDIC-insured commercial bank headquartered in PASSAIC, NJ, established in Jan. 1, 1927, midnight. As of 2025-12-31, the bank reported total assets of $64.1B and total deposits of $52.3B. Profitability stands at 1.24% ROA and 9.71% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 12.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 5.00%. FDIC Certificate #9396.

Assets

$64.1B

Deposits

$52.3B

Loans

$50.2B

Equity

$8.2B

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 9.71%
Net Interest Margin (NIM) 3.24%
Yield on Assets 5.58%
Cost of Funds 3.22%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio 0.23%
Texas Ratio 5.00%
NPA Ratio 0.68%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 12.46%
Tier 1 Capital 12.46%
Total Capital Ratio 13.54%
Leverage Ratio 10.27%
Loan-to-Deposit 95.90%

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